Key Policy Features Everest Medical Indemnity Can Negotiate
- No set billing bands for premium assessments – individual assessments based on your risk profile.
- 24/7 Medico Legal hotline
- Tail cover for prior practice
- Private and Public Patients
- Competitive premiums
Please scroll down for more information on covered features included in this policy and for a full list of covered occupations.
Policy Features
Your practising activities covered
Broad healthcare services definition to minimise the potential for gaps in your insurance protection.
Privacy risks
Policy can cover fines for breaches of privacy laws as well as the cost of notifying regulators and patients if you experience a privacy breach.
Retroactive cover
Policy will provide retroactive cover for prior practice you have undertaken.
Industry first reputation protection
Your reputation is of the utmost importance to you. Policy can contribute to legal costs if you wish to continue defending a claim and/or the cost of engaging a public relations consultant to help safeguard your reputation.
Telemedicine
Can provide cover for telehealth services.
Loss of income when attending court
Covers your loss of earnings for time away from your practice while attending court or arbitration in relation to a claim.
No billing bands or mid-term increases
Some providers charge premiums in broad billing band categories or increase your premium mid-term if your gross billings become higher than expected. We can negotiate to have your premiums based on your expected and actual billings.
Public Patients Cover
Automatic cover for public patient claims in your practise speciality where your hospital or area health service does not indemnify you.
Flexible policy periods and renewal dates
Renew with us at any time of year or date that suits your practice.
24/7 Medico-legal hotline
Access to a 24/7 medico-legal hotline to ensure you have quality, specialist support.
Defence Costs in Addition
An additional layer of protection with a ‘reinstatement’ clause to top up the policy limit if exhausted by a claim. Legal defence costs are in addition to the policy limit, to avoid eroding the limit.
No membership fees or cancellation penalties
We do not charge membership fees or have onerous cancellation penalties.
Healthcare Specialities We Cover
- Anaesthesia
- Bariatric Surgery
- Cardiology
- Cardiothoracic Surgery
- Colorectal Surgery
- Cosmetic Proceduralist
- Dermatology
- Emergency Medicine
- Endocrinology
- Gastroenterology
- General Physician
- General Practice
- General Surgery
- Genetics
- Geriatric Medicine
- Gynaecology/IVF
- Haematology
- Hospital Medical Officer
- Immunology and Allergy
- Infectious Diseases
- Intensive Care
- Medico-Legal
- Nephrology
- Neurology
- Neurosurgery
- Nuclear Medicine
- Obstetrics & Gynaecology
- Occupational Medicine
- Oncology
- Ophthalmology
- Oral & Maxillofacial Surgery
- Orthopaedic Surgery
- Otolaryngology
- Paediatric Surgery
- Paediatrics
- Pain Management
- Palliative Care
- Pathology
- Pharmacology
- Plastic, Reconstructive And Cosmetic Surgery
- Psychiatry
- Public & Community Health
- Radiation Oncology
- Radiology
- Rehabilitation
- Respiratory Medicine
- Rheumatology
- Sports Medicine
- Ultrasound – Diagnostic
- Urology
- Vascular Surgery