This is a ‘package’ of covers designed to cover many of the risks found within rooms, medical centres, GP surgeries and day surgeries. The policy is modular and comes in a number of sections. Each section can either be activated or not insured.
Sections can include:
- Property (Building, contents, stock, fixtures and fittings) – Full Accidental Damage Cover
- Theft
- Glass – Breakage of Glass
- Business Interruption – Loss of Revenue and additional costs cover post an insured event e.g. a fire or water damage at your premises
- Public & Products Liability – Legal Liability for third party injury or property damage that occurs at or away from your premises (excludes medical indemnity claims for treatment risk)
- Money – loss of physical money
- Portable equipment outside of the premises – laptops, phones and any other specialist portable medical equipment
- Breakdown of machinery, computer equipment, electronic equipment & restoration of data
- Deterioration of stock under refrigeration
- Tax Audit cover – covers the cost of engaging an accountant to prepare for a Tax Audit by the Australian Tax Office
At Everest Medical we deal with some very well-known insurer brands such as Allianz, CGU, QBE, Vero and Chubb Insurance who all have very broad offerings tailored for your industry segment
Please contact us if you would like to discuss, or