Key Policy Features Everest Medical Indemnity Can Negotiate
- No set billing bands for premium assessments – individual assessments based on your risk profile.
- 24/7 Medico Legal hotline
- Tail cover for prior practice
- Private and Public Patients
- Competitive premiums
Please scroll down for more information on covered features included in this policy and for a full list of covered occupations.
Policy Features
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Your practising activities covered
Broad healthcare services definition to minimise the potential for gaps in your insurance protection.
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Privacy risks
Policy can cover fines for breaches of privacy laws as well as the cost of notifying regulators and patients if you experience a privacy breach.
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Retroactive cover
Policy will provide retroactive cover for prior practice you have undertaken.
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Industry first reputation protection
Your reputation is of the utmost importance to you. Policy can contribute to legal costs if you wish to continue defending a claim and/or the cost of engaging a public relations consultant to help safeguard your reputation.
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Telemedicine
Can provide cover for telehealth services.
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Loss of income when attending court
Covers your loss of earnings for time away from your practice while attending court or arbitration in relation to a claim.
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No billing bands or mid-term increases
Some providers charge premiums in broad billing band categories or increase your premium mid-term if your gross billings become higher than expected. We can negotiate to have your premiums based on your expected and actual billings.
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Public Patients Cover
Automatic cover for public patient claims in your practise speciality where your hospital or area health service does not indemnify you.
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Flexible policy periods and renewal dates
Renew with us at any time of year or date that suits your practice.
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24/7 Medico-legal hotline
Access to a 24/7 medico-legal hotline to ensure you have quality, specialist support.
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Defence Costs in Addition
An additional layer of protection with a ‘reinstatement’ clause to top up the policy limit if exhausted by a claim. Legal defence costs are in addition to the policy limit, to avoid eroding the limit.
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No membership fees or cancellation penalties
We do not charge membership fees or have onerous cancellation penalties.
Healthcare Specialities We Cover
- Anaesthesia
- Bariatric Surgery
- Cardiology
- Cardiothoracic Surgery
- Colorectal Surgery
- Cosmetic Proceduralist
- Dermatology
- Emergency Medicine
- Endocrinology
- Gastroenterology
- General Physician
- General Practice
- General Surgery
- Genetics
- Geriatric Medicine
- Gynaecology/IVF
- Haematology
- Hospital Medical Officer
- Immunology and Allergy
- Infectious Diseases
- Intensive Care
- Medico-Legal
- Nephrology
- Neurology
- Neurosurgery
- Nuclear Medicine
- Obstetrics & Gynaecology
- Occupational Medicine
- Oncology
- Ophthalmology
- Oral & Maxillofacial Surgery
- Orthopaedic Surgery
- Otolaryngology
- Paediatric Surgery
- Paediatrics
- Pain Management
- Palliative Care
- Pathology
- Pharmacology
- Plastic, Reconstructive And Cosmetic Surgery
- Psychiatry
- Public & Community Health
- Radiation Oncology
- Radiology
- Rehabilitation
- Respiratory Medicine
- Rheumatology
- Sports Medicine
- Ultrasound – Diagnostic
- Urology
- Vascular Surgery